We are a full service insurance consulting firm.

Family owned independent insurance agency for over 35 years.

Welcome To Financial Life Cycles Online

We are betting our future on education young-4couple

Problem: We simply cannot financially support the way health care costs/utilization is going up. It is crippling business profitability and raising havoc with family budgets at a rate that can no longer be sustained.

Solution: Financial Life Cycles (FLC), a leading Employee Benefits Consultant can assist you in finding the right health care solutions customized to fit your unique needs.

At FLC, we put your plans into action by designing and implementing education strategies that assist you in being proactive, take control and re-stabilize your profitability and employee confidence. FLC offers a number of unique value points:

  • Empowerment and education of your employees
  • Wellness programs and initiatives custom tailored to each client
  • Education resources, including the ability to communicate with employees
  • Honest and integrity dictate our every action
  • Transparency rules in all business dealings
  • We are extremely involved in health care legislative issues

Monthly Hot Topic: March

National Kidney Month Kidneys are the workhorses of the urinary tract, filtering waste from the bloodstream and keeping your body moving. These bean-shaped organs keep the composition, or makeup, of blood stable, according to the National Institute of Diabetes and...

Monthly Hot Topic: February

American Heart Month Everyone knows how important the heart is to the body’s overall health. What some people don’t know is how factors like poor diet and limited exercise can lead to serious heart conditions, putting your whole body at risk. Diet and exercise are the...

Monthly Hot Topic: January

Thyroid Awareness Month The thyroid is a small gland in the neck, but it influences your body’s most important organs, including the heart, brain and skin. In fact, the hormone created by the thyroid controls virtually every cell and tissue in the body. Thyroid...