Our Services

Financial Life Cycles, Inc. (FLC) is a full service insurance consulting firm.   Family owned independent insurance agency for over 35 years.  Committed to embracing the industry changes through innovation and superior customer relationships.

The FLC team members have over 20 years insurance experience.

Jenilyn Viestenz • President

Kim Karter • Senior Account Executive

Therese Mayo • Account Manager

FLC offers a wide variety of services including the following:

  • Employee benefit programs
    • Company paid benefits
    • Employee paid voluntary benefits
  • Continuous Education
  • Wellness Programs and Initiatives
  • Actuarial Claims Analysis
  • Employee Benefit Booklets
  • Employee Handbooks
  • Human Resource Connection
  • Human Resource Library
  • Affordable Care Act (ACA) Reporting Tools
  • Monthly or Quarterly Newsletters
  • Federal Marketplace Exchange Certified – Individual and SHOP
  • Government Compliance Guidance